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Consumer loan

Consumer loans are the best solution when you want to purchase goods (services) for personal, household needs without sacrificing the family budget.

Lending conditions:

loan period: up to 3 years


To obtain a loan it is necessary to:

  • be registered in accordance with the legislation of the Kyrgyz Republic (or any other country, if non-resident), i.e. have a passport;

  • have the relevant documents on income (salary certificate, documents for business);

  • have an adequate loan security;

  • monthly income should be more than the monthly loan payments by at least 50%


* Consumer loans are issued only for individual entrepreneurs operating on the basis of the certificate or patent


* An effective interest rate at 30% - 39,87% per annum
* An effective interest rate at 26% - 33,16% per annum
* An effective interest rate at 24% - 30,56% per annum
* An effective interest rate at 23% - 28,03% per annum

interest rates

in KGS

Amount Rate
to 150 000 KGS 30.00
from 150 001 to 350 000 KGS 26.00
from 350 001 to 1 000 000 KGS 24.00
from 1 000 001 to 2 000 000 KGS 23.00

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Annual rate

monthly payment

Total amount of payment transactions

Loan amortization schedule

Loan principal accrued interest Amount payable Outstanding loan balance

These calculations are approximate. Ask our credit experts for more accurate estimates.

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