Loan "MINI-700"
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Do you need a sufficient amount for consumer purposes, buying a good machine or realizing your business ideas? "Bank of Asia" provides an opportunity to issue a loan for short terms of up to 700 000 soms! |
Lending terms:
- Business term or work experience - not less than 6 months
Benefits:
- The term of the business (work experience) - at least 6 months
- A simple and understandable repayment scheme - an annuity, individual schedule
| Loan amount (KGS) | 250 001 - 700 000 | |
| CurrencyПродукт % ставка (сом) | KGS | USD |
| Loan term |
For replenishment of working capital - from 3 months to 36 months; For investment purposes - from 3 months to 48 months |
|
| Rate |
22 - 25% (KGS)
|
13-17%(USD) |
| Pledge |
Real estate, if necessary, movable property, goods in circulation, fixed assets |
|
| The existence of parallel credit at another Bank | 2 loans | |
| Additional conditions |
Loans in foreign currency (except for the currencies of the EAEU member states) can be issued only in cases when the share of the borrower's income in foreign currency in the total volume of his total income is 50 percent or more. At the same time, the interest rate on such loans will be determined as follows: 1. The share of income in foreign currency in the total volume of its total income from 50% to 75% - interest rates according to the Terms of the Bank's lending, plus 3% per annum; 2. The share of income in foreign currency in the total volume of its total income is more than 75% - interest rates according to the Terms of the Bank's lending |
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| Income requirements |
The duration of the business or work experience – at least 6 months |
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* The effective interest rate in soms at 23% per annum is 25,4%
* The effective interest rate in US dollars at 13% per annum is 13,72%
The list of required documents for obtaining the loan
Other commission for servicing the loan of Bank of Asia CJSC.pdf
monthly payment
Total amount of payment transactions
Loan amortization schedule
| Loan principal | accrued interest | Amount payable | НсП | Outstanding loan balance |
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These calculations are approximate. Ask our credit experts for more accurate estimates.
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