Loan Officer

Education:

The higher economic education

Work experience:

1 year of work experience in crediting

Knowledge of PC:

Advanced PC user (knowledge of the MS Office programs (Word, Excel, etc.)

Language skills:

Knowledge of the Russian and Kyrgyz languages

Necessary skills:

• Analytical thinking  
• Communication skills
• Responsibility
• Tactfulness
• Ability and desire to communicate with people of different categories
• Ability to make right decisions
• Accurate writing and speaking —ability to express thoughts clearly both in business correspondence and spoken language

Duties:

• Consultation of potential clients about possible options of obtaining credit and choice of the most suitable;
• Calculation of the credit amount and payment schedule;
• Acceptance of the request for credit obtaining;
• Checking a package of documents for availability of all required;
• Proper assessment of the client paying capacity;
• Assessment of the potential borrower with a view of determining the default risk and rating assignment;
• Transfer of the statement to the credit committee for making decision about the credit obtaining;
• Preparation of documents for the credit agreement (the surety agreement, pledge, etc.);
• Signing of the agreement 

The deadline – November 25, 2016