Loan "VIP-7000"
Loan amount - up to 7 million soms.
Lending terms:
- The term of the business - at least 12 months
- Simple and clear repayment scheme - annuity, individual schedule
Loan amount |
3 500 001 – 7 000 000 |
|
Loan term |
For replenishment of working capital from 3 months to 36 months. For investment purposes from 3 months to 60 months. |
|
Rate |
19 - 20%(KGS)
|
10 – 12% (USD) |
Currency |
KGS/USD |
|
Pledge |
Real estate and, if necessary, movable property, goods in circulation, fixed assets. Mandatory guarantee:- - owners of a legal entity, if the loan is issued to a legal entity, and in reverse order; - surety of co-owners/business partners, if any. |
|
Income requirements | The duration of the business or work experience is at least 12 months. | |
Additional conditions |
Loans in foreign currency (except for the currencies of the EAEU member states) can be issued only in cases when the share of the borrower's income in foreign currency in the total volume of his total income is 50 percent or more. At the same time, the interest rate on such loans will be determined as follows: 1. The share of income in foreign currency in the total volume of its total income from 50% to 75% - interest rates according to the Terms of the Bank's lending, plus 3% per annum; 2. The share of income in foreign currency in the total volume of its total income is more than 75% - interest rates according to the Terms of the Bank's lending. |
*The effective interest rate in KGS with 19% per annum is 20,62%
* The effective interest rate in US dollars with 10% per annum is 10,41%
The list of required documents for the loan
Other commission for servicing the loan of Bank of Asia CJSC.pdf
monthly payment
Total amount of payment transactions
Loan amortization schedule
Loan principal | accrued interest | Amount payable | НсП | Outstanding loan balance |
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These calculations are approximate. Ask our credit experts for more accurate estimates.
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